Previously Known As : Sbi Treasury Advantage Fund
Sbi Banking & Psu Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 15
Rating
Growth Option 11-09-2026
NAV ₹3307.62(R) -0.09% ₹3531.33(D) -0.09%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.99% 6.77% 5.64% 6.12% 6.64%
Direct 5.39% 7.22% 6.1% 6.6% 7.14%
Benchmark
SIP (XIRR) Regular 4.92% 4.45% 5.72% 5.73% 5.99%
Direct 5.32% 4.88% 6.18% 6.19% 6.47%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.71 0.36 0.66 -0.62% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.5% -0.28% -0.44% 0.85 1.01%
Fund AUM As on: 30/12/2025 4178 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
SBI Banking & PSU Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 1224.43
-1.1600
-0.0900%
SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 1316.63
-1.2300
-0.0900%
SBI Banking & PSU Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1508.67
-1.4300
-0.0900%
SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1509.03
-1.4300
-0.0900%
SBI Banking & PSU Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1552.0
-1.4500
-0.0900%
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1555.45
-1.4500
-0.0900%
SBI BANKING & PSU FUND - Regular Paln - Growth 3307.62
-3.1300
-0.0900%
SBI BANKING & PSU FUND - Direct Plan - Growth 3531.33
-3.3000
-0.0900%

Review Date: 11-09-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, SBI Banking & Psu Fund is the 7th ranked fund. The category has total 20 funds. The SBI Banking & Psu Fund has shown a very good past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.62% which is lower than the category average of -0.45%, reflecting poor performance. The fund has a Sharpe Ratio of 0.71 which is lower than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

SBI Banking & Psu Fund Return Analysis

  • The fund has given a return of 0.01%, 1.64 and 2.77 in last one, three and six months respectively. In the same period the category average return was 0.01%, 1.54% and 2.74% respectively.
  • SBI Banking & Psu Fund has given a return of 5.39% in last one year. In the same period the Banking and PSU Debt Fund category average return was 5.41%.
  • The fund has given a return of 7.22% in last three years and ranked 7.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.17%.
  • The fund has given a return of 6.1% in last five years and ranked 12th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.29%.
  • The fund has given a return of 7.14% in last ten years and ranked 9th out of fourteen funds in the category. In the same period the category average return was 7.07%.
  • The fund has given a SIP return of 5.32% in last one year whereas category average SIP return is 5.3%. The fund one year return rank in the category is 6th in 20 funds
  • The fund has SIP return of 4.88% in last three years and ranks 7th in 19 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (5.48%) in the category in last three years.
  • The fund has SIP return of 6.18% in last five years whereas category average SIP return is 6.22%.

SBI Banking & Psu Fund Risk Analysis

  • The fund has a standard deviation of 1.5 and semi deviation of 1.01. The category average standard deviation is 1.46 and semi deviation is 0.96.
  • The fund has a Value at Risk (VaR) of -0.28 and a maximum drawdown of -0.44. The category average VaR is -0.33 and the maximum drawdown is -0.36. The fund has a beta of 0.79 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.02
    -0.02
    		-0.34 | 0.52 9 | 20 Good
    3M Return % 1.54
    1.45
    		1.22 | 1.91 5 | 20 Very Good
    6M Return % 2.58
    2.56
    		2.21 | 3.26 8 | 20 Good
    1Y Return % 4.99
    5.04
    		4.44 | 6.30 9 | 20 Good
    3Y Return % 6.77
    6.80
    		6.36 | 7.22 10 | 19 Good
    5Y Return % 5.64
    5.91
    		5.33 | 7.44 15 | 17 Average
    7Y Return % 6.12
    6.36
    		5.79 | 6.94 12 | 15 Average
    10Y Return % 6.64
    6.71
    		6.27 | 7.01 10 | 14 Average
    1Y SIP Return % 4.92
    4.93
    		4.29 | 6.21 7 | 20 Good
    3Y SIP Return % 4.45
    4.46
    		4.00 | 5.15 8 | 19 Good
    5Y SIP Return % 5.72
    5.84
    		5.43 | 6.60 13 | 17 Average
    7Y SIP Return % 5.73
    5.96
    		5.57 | 6.84 13 | 15 Poor
    10Y SIP Return % 5.99
    6.16
    		5.74 | 6.39 11 | 14 Average
    Standard Deviation 1.50
    1.46
    		0.98 | 2.08 10 | 19 Good
    Semi Deviation 1.01
    0.96
    		0.63 | 1.41 10 | 19 Good
    Max Drawdown % -0.44
    -0.36
    		-0.89 | 0.00 12 | 19 Average
    VaR 1 Y % -0.28
    -0.33
    		-1.21 | 0.00 11 | 19 Average
    Average Drawdown % 0.17
    0.17
    		0.00 | 0.38 11 | 19 Average
    Sharpe Ratio 0.71
    0.81
    		0.53 | 1.29 14 | 19 Average
    Sterling Ratio 0.66
    0.67
    		0.63 | 0.71 14 | 19 Average
    Sortino Ratio 0.36
    0.44
    		0.26 | 0.81 14 | 19 Average
    Jensen Alpha % -0.62
    -0.45
    		-1.09 | 0.42 13 | 19 Average
    Treynor Ratio 0.01
    0.02
    		0.01 | 0.03 9 | 19 Good
    Modigliani Square Measure % 1.03
    1.18
    		0.77 | 1.88 14 | 19 Average
    Alpha % -0.93
    -0.75
    		-1.08 | -0.29 15 | 19 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.01 0.01 -0.31 | 0.54 9 | 20 Good
    3M Return % 1.64 1.54 1.31 | 1.97 5 | 20 Very Good
    6M Return % 2.77 2.74 2.38 | 3.39 8 | 20 Good
    1Y Return % 5.39 5.41 4.73 | 6.61 7 | 20 Good
    3Y Return % 7.22 7.17 6.69 | 7.56 7 | 19 Good
    5Y Return % 6.10 6.29 5.72 | 7.71 12 | 17 Average
    7Y Return % 6.60 6.73 6.09 | 7.15 10 | 15 Average
    10Y Return % 7.14 7.07 6.50 | 7.41 9 | 14 Average
    1Y SIP Return % 5.32 5.30 4.57 | 6.48 6 | 20 Good
    3Y SIP Return % 4.88 4.82 4.32 | 5.48 7 | 19 Good
    5Y SIP Return % 6.18 6.22 5.90 | 6.88 8 | 17 Good
    7Y SIP Return % 6.19 6.33 5.96 | 7.10 11 | 15 Average
    10Y SIP Return % 6.47 6.52 6.04 | 6.79 10 | 14 Average
    Standard Deviation 1.50 1.46 0.98 | 2.08 10 | 19 Good
    Semi Deviation 1.01 0.96 0.63 | 1.41 10 | 19 Good
    Max Drawdown % -0.44 -0.36 -0.89 | 0.00 12 | 19 Average
    VaR 1 Y % -0.28 -0.33 -1.21 | 0.00 11 | 19 Average
    Average Drawdown % 0.17 0.17 0.00 | 0.38 11 | 19 Average
    Sharpe Ratio 0.71 0.81 0.53 | 1.29 14 | 19 Average
    Sterling Ratio 0.66 0.67 0.63 | 0.71 14 | 19 Average
    Sortino Ratio 0.36 0.44 0.26 | 0.81 14 | 19 Average
    Jensen Alpha % -0.62 -0.45 -1.09 | 0.42 13 | 19 Average
    Treynor Ratio 0.01 0.02 0.01 | 0.03 9 | 19 Good
    Modigliani Square Measure % 1.03 1.18 0.77 | 1.88 14 | 19 Average
    Alpha % -0.93 -0.75 -1.08 | -0.29 15 | 19 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Banking & Psu Fund NAV Regular Growth Sbi Banking & Psu Fund NAV Direct Growth
    11-09-2026 3307.6225 3531.3323
    10-09-2026 3310.7495 3534.6332
    09-09-2026 3311.7815 3535.6974
    08-09-2026 3311.2071 3535.0466
    07-09-2026 3310.5027 3534.2571
    04-09-2026 3308.8102 3532.3375
    03-09-2026 3307.9114 3531.3404
    02-09-2026 3303.5518 3526.6488
    01-09-2026 3302.1281 3525.0915
    31-08-2026 3301.7903 3524.6933
    28-08-2026 3301.401 3524.1654
    27-08-2026 3302.8571 3525.6822
    25-08-2026 3303.2565 3526.0335
    24-08-2026 3301.4017 3524.0162
    21-08-2026 3300.1755 3522.5949
    20-08-2026 3304.0032 3526.6431
    19-08-2026 3308.4228 3531.323
    18-08-2026 3306.9734 3529.7383
    17-08-2026 3310.3429 3533.2974
    14-08-2026 3310.7975 3533.6701
    13-08-2026 3310.2237 3533.0201
    12-08-2026 3309.4065 3532.1104
    11-08-2026 3308.4091 3531.0084

    Fund Launch Date: 30/Sep/2009
    Fund Category: Banking and PSU Fund
    Investment Objective: The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
    Fund Description: An open-ended Debt Scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
    Fund Benchmark: NIFTY Banking and PSU Debt
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.